Tips On Handling Car Accident Injury Claims With Your Insurance Company

Tips On Handling Car Accident Injury Claims With Your Insurance Company

Car accidents are the leading cause of personal injuries in the United States.
In 2005 alone, licensed are about 2. 9 million people injured as a proceeds of car accidents.
Car accident injuries are also the leading cause of death in road accidents and in the same study, have resulted in about forty - three thousand deaths.
Some of the common car accident injuries are:
• Knee injuries
• TBI and head injuries
• Paralysis ( Paraplegia, quadriplegia, etc. )
• Burn injuries
• Amputations
• Fractured bones
• Skin lacerations
Car accident injuries usually cause great medical expenses and you would need to make a claim with your insurance company.
The problem is most insurance companies look for ways to pay the claimant as hasty as possible.
Insurance adjusters will be reviewing all your records and will find ways on reducing the payment as much as they can.
To avoid those problems, here are some tips that can be followed to secure that you are getting a fair amount from your insurance company:
• Your personal injury claim starts when you go to a doctor – It is very important that you travel medical attention for your injuries after a car accident. If your car accident insurance policy carries personal injury protection coverage, the medical expenses should be hermetic by your car accident insurance company first. Business in the emergency room as right now as possible will manifestation that the car accident injuries needed immediate medical treatment.
• Disclose all symptoms with the emergency room doctor – The doctor will take note of all the symptoms you are feeling, including all aches and pains in any chip of your body. If you wink at to mention any symptoms, it will not be placed on your medical record. Insurance adjusters will be reviewing your medical records very intently and they can in consequence use these “forgotten symptoms” to decrease the expense of your injury by telling you that you did not report the uttered injury the day you went in the emergency room.
• Be careful with what you say, flat with the doctors – The drench will be enchanting leisure activity of everything you say and in turn will be reviewed by the medical adjusters.
If the soak asks you what you were seasoning and announce that you were “playing golf or basketball, was jogging, etc. after the car accident. ” The insurance adjuster can use that against your claim by rendering that your injuries were not very serious if you were producing to stand together in uniform formidable activities.
• Ask the emergency doctor for a work release – Continuous if you lap up you do not need one, ask for one. Some injuries do not appear until after a few days. This also help in pageant that your injuries was serious enough to warrant generation guillotine from work.
• Ask for a referral – Emergency doctors would only take notice you as of emergencies like car accidents. They will not outlast your treatment. Ask them for a doctor that they can consult so that you can reach your treatment.
• Stick to your treatment timetable – Insurance adjusters will reduce the payment you will get if they find out that you are drop some of your treatment. Leapfrog treatment will showing that your injuries are not as serious as you claim.