Insurance Companies Fight Back Against Fraudulent Whiplash Claims

Insurance Companies Fight Back Against Fraudulent Whiplash Claims

Whiplash injuries invoice for 80 per cent of all car accident claims in the UK, but the symbol of counterfeit cases is on the increase according to Admiral Insurance.
Claims for whiplash cost the insurance industry up to ฃ1. 6 billion a time, with 250, 000 people saying to have been affected by it annually; 2, 000 of these are left with continuing disabilities.
There is no evidence of an injury immediately in most cases, climactically victims are likely to suffer pain and discomfort due to damage to the muscles and ligaments. This may not unbroken representation up on an Muzzle - beam which makes fraudulent claims for whiplash hard to ascertain.
Staging a car accident is the new way criminals are difficile to exploit the insurance system. This practice involves people deliberately stage up a road smash in system for them to make a claim for injury and damage to their vehicle. Witness statements will much be sought, but these onlookers are likely to be in on the scam according to industry experts.
Admiral Insurance has recently been involved in homologous a court case with a driver claiming to have suffered whiplash after his car was hit from behind by another vehicle.
The motorists seeking damages claimed to have been struck by a car at 35 to 40 miles per hour, shunting him forward with severe sinew which resulted in his injuries. Sequentially the driver of the other car, an Admiral customer, uttered although he did hit the car in front, he was travelling at only 2 to 3 miles per hour and caused a poor amount of damage to the bumper area.
The claimant asked for a settlement of ฃ6, 500 from Admiral who agreed to pay only ฃ548 for the damage to his car. The matter inasmuch as went to court where the evaluator dismissed the claimants’ book of events and instead of awarding him a payout of several thousand pounds, ordered his side to pay the legal costs bill of up to ฃ40, 000.
A champion for Admiral uttered, “We are obviously affected about people faking whiplash, as the more money we pay out for phony claims, the more money actual people have to pay for their insurance. Whiplash is equaling a strenuous everything to prove that someone hasn’t had. ”
Barclays Insurance Services carried out research pursuit the causes of whiplash and start that although skillful are many cases of real injury, a majority of drivers and passengers in cars don’t help themselves by not adaption their headrests to help them intent any impact suffered.
This claim was backed up by figures released by the motor industry’s research centre, Thatcham, who indicate that 72 per cent of front seat occupants fail to do this.
The Association of British Insurers ( ABI ) announced the maturity of a new aid to help insurers’ spot people who had suffered potentially serious neck injuries more quickly to enable them to assume the best medical care as double time as possible.
ABI uttered that although the majority of people recover from whiplash injuries relatively quickly, some cases can lead to ‘significant long term problems’ like disabling pain and depression.
Malcolm Tarling, a counsel for ABI vocal, “Insurers are hardboiled to do all they can to expose these cheats so that more past can be habituated to treating veritable whiplash claimants. ”